ZTBL building
:: Zarai Taraqiati Bank Limited::


Gur is famous being a healthiest sugar in the world owing to its high nutrition value. Being a seasonal & self sustaining business providing gainful employment & returns, huge potential for popularizing it as a daily sweetener exist.
In line with Bank’s new initiatives to support Government’s efforts for agriculture led economic growth and to alleviate rural poverty, the Bank has taken stride to finance ‘Gur making’ process countrywide.

Operational Jurisdiction: The scheme will be applicable through out the country where no restriction is imposed by Federal/Provincial Government.
Eligibility All Credit worthy Farmers.
Documents Required CNIC Copy, Loan Case File, Agri.Pass Book/Fard Jamabandi &2 recent photographs.
Maximum Loan Limit Rs.0.500 million per borrower/party.
Collateral: The loan would be secured against all types of securities acceptable to the Bank. In case of its non-availability, parents/family member’s security can be accepted as a co-applicant.
Borrower’s Contribution: 10% of the loan amount be kept in the Deposit Account of the borrower which will be accounted for in the last loan installment
Cost of Credit As per Bank's rule
Repayment Schedule The loans would be recoverable within 05 years in half yearly installments.
Rate of Mark Up: The prevailing rate of mark up on development loans is applicable.
Monitoring: Strict monitoring would be exercised by ensuring checking of utilization by the MCO in 100% cases and sample checking of utilization by the Manager, Zonal Manager (Recovery) and Internal Auditor of the Bank. In case of mis-utilization the loan be recalled in lump sum as per Bank policy

Related Documents

Loan FAQs ( Urdu PDF 599KB )