ZTBL building
:: Zarai Taraqiati Bank Limited::


Urdu Version
The scheme has been introduced with the objective to facilitate the tobacco growing community to get suitable price of their tobacco produced by value addition by setting-up Tobacco Barn.

Operational Jurisdiction: ZTBL Branches falling under Peshawar, Abbottabad, Mingora & Gujranwala Zones
Eligibility The creditworthy and reputable farmers having capacity to repay are eligible to get financing under the said scheme.
Documents Required CNIC Copy, Loan Case File, Agri.Pass Book/Fard Jamabandi, 2 recent photographs.
Maximum Loan Limit Rs.0.400 million per borrower/party.
Borrower's Contribution 10% of the loan amount will be kept in Deposit Account of the borrower which will be accounted for in the last loan installment
Collateral: Tangible properties owned by the borrowers and in case of non availability parents/family member’s property can be accepted as a co-applicant.
Cost of Credit As per Bank's rules.
Repayment Schedule The loan will be recoverable within 5 years in half yearly installments.
Rate of Mark Up: The prevailing rate of mark up on development loans is applicable.
Monitoring: The loan shall strictly be monitored by MCO/Manager of the concerned branch as per standing instructions of the Bank. Performance of the Branches/Zone in this respect will regularly be monitored by Credit Operations Department, ZTBL HO Islamabad.

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