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Zarai Taraqiati Bank Limited (ZTBL) erstwhile Agricultural Development Bank of Pakistan (ADBP) is the premier financial institution geared towards the development of agriculture sector through provision of financial services and technical know how.
Zarai Taraqiati Bank Limited (ZTBL) erstwhile Agricultural Development Bank of Pakistan (ADBP) is the premier financial institution geared towards the development of agriculture sector through provision of financial services and technical know how.
In order to meet the demands/needs of farmers and agri-entrepreneurs, ZTBL strives to take initiatives in introducing innovative development/production schemes to help small farmers overcome their financial needs and earn a decent living for their families, food security issues and poverty alleviation among rural population.
Our deposit products range from Current/ Savings account, term deposits to meet your daily banking needs through our vast branch network spread across the country.
The premier financial institution geared towards the development of agriculture sector through provision of financial services and technical know-how.
Our wide Branch network of 501 Branches ( Conventional & Islamic) to meet your Banking needs within your vicinity.
Markup Subsidy and Risk Sharing Scheme for Farm Mechanization (MSRSSFM)
| Operational Jurisdiction | The scheme will be applicable in all ZTBL branches located across the country. |
| Eligibility Criteria |
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| Sectors & Products | For purchase of the following new/used farm machinery:
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| Required Documents |
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| Maximum Loan Limit | The maximum per borrower/party loan limit under the scheme would be up to Rs. 5.000 million. |
| Borrower’s Contribution | 25% of the loan amount will be deposited by the borrower as self-contribution. |
| Rate of Markup | The markup on loans @ 7% will be paid by the borrowers. |
| Collateral | The loan would be secured against all types of tangible securities acceptable to the Bank including. |
| Cost of Credit | As per Bank’s Rules. |
| Repayment of Loan | Loans would be recovered within 08 years with 6 months grace period, after the first disbursement of the loan. |
| Monitoring | Monitoring of the scheme will jointly be done by the respective Bank authorities SBP and MNSFR. |
