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Dedicated to Serving
The needs of the farming community
ZTBL Islamic Banking
Offering Shariah Compliant Products
Prime Minister’s Youth Programme
Loan Scheme Business & Agriculture
Donations/contributions to the
Prime Minister’s Relief Fund for Türkiye and Syria
Donations/contributions to the
Prime Minister's Flood Relief Fund-2022
Pilot Launch
ZTBL Digital Account
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Latest Updates

The Best Banking Loan Schemes with Lower Return Rates

electric chakki for making masalajaat (chilli, dhanya, zeera etc.)
Spices/condiments are a daily need of households in Pakistan. There is a huge demand of different Masalajat like Chilli, Dhanya, Zeera etc for daily use.
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Digital Kissan Karobar Scheme (DKKS)
Digital marketing is one of the popular concept and methodology used in today’s business world. Digital marketing also called online marketing.
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Financing Product for Rice Transplanter
Rice is one of the five major crops of the Country and considered as s staple food.
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Financing Product for Agri. Machinery
Changing farming practices and trend in the world warrant introduction and adoption of farming practices in the country
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Financing for apiculture (Bee Keeping) as Green Banking Product
Apiculture/Beekeeping is a green banking product as Bees play a very important role in maintaining biodiversity, ecosystem and the natural networking
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Agri. Land Development through Alternate/ Renewable Energy
Country is facing the energy crisis. Agriculture sector has received a setback due to energy crisis resulting into low crop productivity.
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Financing product on golden/misri chicken poultry farming (egg & meat production)
In livestock sector, poultry production has its own impact and value on the overall livestock market and in the GDP contribution.
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Financing Scheme for “Women Empowerment In Garment’s Sector”
In order to empower women of the underdeveloped areas in the country by providing employment opportunities
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Cash Withdrawl
With ZTBL Debit Cards, you get 24-hour access to your cash anytime and anywhere from ZTBL ATMs and 14000+ 1Link ATM networks across Pakistan.
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Point of Sale (POS)
ZTBL Debit Cards shall be accepted at all domestic POS locations.
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Local Fund Transfer
With ZTBL Debit Cards, you can transferred fund within ZTBL bank any customer account via 44 ZTBL ATMs anytime
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Inter Bank Fund Transfer
With ZTBL Debit Cards, you can transferred fund in real time all 1link member banks customer accounts through ZTBL ATMs anytime .
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Utility Bills Payments
Utility Bills PaymentsZTBL now offers its customers unmatched convenience and comfort with the launch of its Utility Bills Payment Service (UBPS).
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1Bill Service
1BILL offers member banks to integrate easily, and a user-friendly interface for consumer to pay all bills including but not limited to Credit Card bills.
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mini statement
With ZTBL Debit Cards, now customer can extract Mini statements of his account from any ZTBL ATM any time, free of charges .
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One Card Multi A/C
Now customer can access his 03 accounts with ZTBL Debit Card by linking .
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Biometric Transaction
With ZTBL Debit Cards customer can do Biometric Verification / Card Activation / PIN Change and get 24-hour access to your cash anytime and any ZTBL ATM.
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Islamic Current Account
Current Accounts are based on the Islamic principle of Qard such that the Bank is the 'Borrower' and the depositor is the 'Lender'.
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Islamic Saving Account
The relationship between the Bank and the Customer holding Islamic saving accounts shall be based on the principles of Mudarabah, where the Customer is the Rab-ul-Mal and the Bank is the Mudarib.
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term deposit certificates
The relationship between the Bank and the Customer holding Special Islamic Term Deposit Certificates shall be based on the principles of Mudarabah
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green banking
In the light of “Green Banking Guidelines of State Bank of Pakistan (SBP)” and “Green Banking Policy of ZTBL”
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home remittance
ZTBL Now offer (Home Remittance Services) for ZTBL and other walk in customers for the remittances sent through 40 + exchange companies
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lockers
Zarai Taraqiati Bank Ltd. apart from its core functional activity marked with country based agri-business
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hajj
All Branches of ZTBL will remain open for receipt of Hajj Applications 2023.
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Partnership & Alliances

Loan Calculator

Purpose of Loan
  • Crop Production
  • Working Capital
  • Medium Development Loans
  • Long Term Development Loans
Amount (up-to 12 lac)
Please Enter Valid Amount
Terms (up-to 18 months)
Short
Annual Interest
  • Half Yearly
  • Yearly
Repayment
58000 PKR / Half Yearly
Total
1050000 PKR
Note: Monthly Repayment and Illustrative Interest Rate displayed here is for reference only and is subject to credit approval

Loan Calculator

Amount
1,000,000 PKR
Loan period in years
Monthly Repayment
58,896/- PKR
Annual interest 20%
Note:Monthly Repayment and Illustrative Interest Rate displayed here is for reference only and is subject to credit approval