• HomeProduct & ServicesAgriculture LoansFinancing product on golden/misri chicken poultry farming (egg & meat production)Financing product on golden/misri chicken poultry farming (egg & meat production)

Financing product on golden/misri chicken poultry farming (egg & meat production)

In livestock sector, poultry production has its own impact and value on the overall livestock market and in the GDP contribution. It is considered to be one of the most efficient and economical system of production of animal protein. In Pakistan, Poultry has been playing a vital role in bridging the gap between supply and demand of animal protein food of high biological value. 

Golden/Misri Chicken poultry farming possesses bright prospects for future development in view of easy and abundant availability of all the requisite inputs such as land, labor and feed resources in rural areas and lower cost of production as compared to commercial poultry. Organic breeds widely available in Pakistan is Golden/Misri, for having their advantage of being well adapted to the local environmental conditions (hot, cold, humid, dry and rainy weathers) and can live as scavenger birds and can be reared at a low cost.

Keeping in view the above, the management of the Bank is pleased to introduce the titled scheme.

Terms & Conditions

Operational Jurisdiction

The scheme will be applicable throughout the country where no restriction is imposed by Federal/Provincial Government.

  •   The creditworthy and reputable rural populace all over the country engaged in poultry farming business is eligible to get financing under the said scheme. However, old borrowers having good repayment behavior and familiar with the above activity would also be considered for such loan. Women borrowers are especially encouraged in the scheme who are involved in this segment either at personal or commercial level.
  • Clear e-CIB Report from SBP
  • Obligor’s Risk Rating (ORR) upto 4
Documents Required

CNIC Copy, Loan application, Agri. Pass Book/Fard Jamabandi & 2 recent photographs

Maximum Loan Limit

Rs.5.000 million per borrower/party.

Borrower’s Contribution
  • 10% of the loan amount will be deposited by the borrower as self-contribution.
  • The amount over & above the Bank’s maximum per borrower/party exposure of Rs. 1.500 million will be invested by the borrower in the project.
Collateral

All tangible securities acceptable to the Bank.

Cost of Credit

As per Bank’s rules.

Repayment Schedule

Loan will be recovered within 8 years in half yearly installments commencing two year after the disbursement.

Rate of Mark Up

The prevailing rate of mark up on development loans with 3% rebate on timely repayment of loan is applicable.

Disbursement of Loan

After execution of legal documents, Loan for poultry structure would be disbursed first in three equal installments after verification of proper utilization of each installment then loan for purchasing Golden/Misri Chicks/Birds and meeting other operational expenses would be disbursed through current account of the borrower.

Sanction of Loan

Loan under the scheme will be sanctioned by Central Loans Sanctioning Department (CLSD) upto Rs.1.500 million per borrower/party with maximum turn around time of 3 days.

Monitoring

Close monitoring would be carried out on monthly basis by the respective Bank Authorities.

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Agriculture Loan Schemes



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