• HomeProduct & ServicesAgriculture LoansFinancing product for Black Australorp chicken farming(egg & meat production)Financing product for Black Australorp chicken farming(egg & meat production)

Financing product for Black Australorp chicken farming(egg & meat production)

Terms & Conditions

Operational Jurisdiction

The scheme will be applicable throughout the country where no restriction is imposed by Federal/Provincial Government.

Eligibility
  • The creditworthy and reputable rural farmer having good repayment behavior and familiar with the Australorp breed’s behavior & its farming will be considered for such loan.
  • Clear e-CIB Report from SBP
  • Obligor’s Risk Rating (ORR) upto 4
Documents Required

CNIC Copy, Loan application, Agri. Pass Book/Fard Jamabandi & 2 recent photographs

Maximum Loan Limit

Rs.5.000 million per borrower/party.

Borrower’s Contribution

10% of the loan amount will be deposited by the borrower as self-contribution.

Collateral

All tangible securities acceptable to the Bank.

Cost of Credit

As per Bank’s rules.

Repayment Schedule

Loan will be recovered within 8 years in half yearly installments commencing two year after the disbursement.

Rate of Mark Up

The prevailing rate of mark up on development loans with 3% rebate on timely repayment of loan is applicable.

Disbursement of Loan

After execution of legal documents, Loan for poultry structure would be disbursed first in three equal installments after verification of proper utilization of each installment then loan for purchasing  Chicks/Birds and meeting other operational expenses would be disbursed through current account of the borrower.

Sanction of Loan

Loan under the scheme will be sanctioned by Central Loans Sanctioning Department (CLSD) upto Rs.1.500 million per borrower/party with maximum turn around time of 3 days.

Monitoring

Close monitoring would be carried out on monthly basis by the respective Bank Authorities.

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Agriculture Loan Schemes



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