In order to empower the rural women to play significant role in agri. activities by increasing family income & to contribute towards GDP, the subject titled scheme has been introduced in all branches of the Bank.
Terms & Conditions
All ZTBL branches across Pakistan.
All new/old creditworthy rural women having technical know how and capacity to repay are eligible to get financing for farming and non-farming activities.
CNIC Copy, Loan Case File, Agri.Pass Book/Fard Jamabandi, 2 recent photographs.
|Maximum Loan Limit||
The maximum loan limit per borrower/party for secured loan is Rs.0.500 million and for surety loan upto Rs. 25,000/- per borrower/party.
10% of the loan amount will be deposited by the borrower as self-contribution.
As regards security, tangible properties owned by the borrowers and in case of its non-availability, parents/family member’s property can be accepted as a co-applicant. Personal surety/guarantee may also be accepted as per standing instructions of the Bank.
|Cost of Credit||
As per Bank’s rule.
PProduction & development loans are recoverable within 18 months and 5 years respectively in half yearly installments according to the cash flow of the scheme.
|Rate of Mark Up||
The prevailing rate of mark up on production & development loans is applicable. (as the case may be).
Close monitoring is carried out by the MCOs, Branch Manager and respective Zonal Chief of the area.