- اردو
Rated: AAA/A-1+
Soya bean is one of the most important oilseed crops in the world. It contains 18-22 percent oil & has 40 to 42 percent of good quality protein and is highly desirable in the diet. Generally, it is used in the food industry for flour, oil, margarine, cookies, biscuit, candy, milk, vegetable cheese, lecithin and many other products. Climate change has badly affected the production of all crops due to shortage of water, so there is a dire need to grow such alternate crops. Soya bean restores the nitrogen in the soil, enriches the soil nutrients so fewer fertilizers are used for the next crop. It is also drought resistant crop and can survive under less water availability. Keeping in view the facts explained above, Bank has introduced the subject scheme for the farmers living across the country.
Terms & Conditions
| Operational Jurisdiction | All ZTBL Branches across Pakistan. |
| Eligibility Criteria |
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| Documents Required | CNIC Copy, Loan application, Agri. Pass Book/Fard Jamabandi & 2 recent photographs |
| Maximum Loan Limit | Upto Rs. 0.700 million per borrower/party. |
| Borrower’s Contribution | 10% of the loan amount will be deposited by the borrower as self-contribution. |
| Collateral | The loan would be secured against all types of securities acceptable to the Bank. |
| Cost of Credit | As per Bank’s Rules. |
| Rate of Mark Up | The prevailing rate of mark up on production loans is applicable with 3% rebate on timely repayment of loan. |
| Sanction of Loan | Loan under the scheme would be sanctioned by Central Loan Sanctioning Department upto Rs.0.700 million. |
| Disbursement | After execution of legal documents loan would be disbursed through current account of the borrower. |
| Repayment Schedule |
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| Monitoring | Close monitoring would be carried out by the respective Bank authorities. |
