Terms & Conditions
Operational Jurisdiction | All ZTBL Branches across the country. |
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Eligibility Criteria | The scheme primarily would cater to the financing requirements for working capital as well as input needs to all eligible fresh and existing farmers across the country. |
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Documents Required | CNIC copy, Loan Case File, Agri. Pass Book/ Fard Jamabandi, 2 recent photographs. |
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Fixation/Sanction of Credit Limit |
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Borrower’s Contribution | 10% of project cost or the amount will be invested by that borrower towards the project as equity. |
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Collateral | Agri. land in shape of Pass Book/Fard Jamabandi owned by borrowers and in case of its non-availability, parent’s/family member’s property can be accepted as a co-applicant. |
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Sanction of Loan | Loan will be sanctioned by CLSD, ZTBL Head Office upto the maximum extent of Rs. 0.700 million. |
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Disbursement/ Withdrawal of Limit |
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Rate of Mark Up/ Credit Charges |
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Repayment Schedule |
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Insurance | Insurance will be arranged as per features of Crop Loan Insurance Scheme (CLIS). |
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Reschedulement (Extension in Expiry Date) | In case of natural calamities affecting proceeds of crop, income of the farmers, re-schedulement can be allowed as per policy of the Bank, intimating the revised recovery schedule to the borrower under proper acknowledgement. |
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Monitoring | Close monitoring would be carried out by the respective Bank authorities. |
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