Soghat-e-Shireen Scheme for “GUR Making”

Gur is famous being a healthiest sugar in the world owing to its high nutrition value. Being a seasonal & self sustaining business providing gainful employment & returns, huge potential for popularizing it as a daily sweetener exist. In line with Bank’s new initiatives to support Government’s efforts for agriculture led economic growth and to alleviate rural poverty, the Bank has taken stride to finance ‘Gur making’ process countrywide.

Terms & Conditions

Operational Jurisdiction

The scheme will be applicable through out the country where no restriction is imposed by Federal/ Provincial Government.


All Credit worthy Farmers.

Documents Required

CNIC Copy, Loan application, Agri.Pass Book/Fard Jamabandi, 2 recent photographs.

Maximum Loan Limit

Rs.0.500 million per borrower/party.


The loan would be secured against all types of securities acceptable to the Bank. In case of its non-availability, parents/family member’s security can be accepted as a co-applicant.

Borrower’s Contribution

10% of the loan amount will be deposited by the borrower as self-contribution.

Cost of Credit

As per Bank’s rule.

Repayment Schedule

The loans would be recoverable within 05 years in half yearly installments.

Rate of Mark Up

The prevailing rate of mark up on development loan with 3% rebate on timely repayment is applicable.


Strict monitoring would be exercised by ensuring checking of utilization by the MCO in 100% cases and sample checking of utilization by the Manager, Zonal Manager (Recovery) and Internal Auditor of the Bank. In case of mis-utilization the loan be recalled in lump sum as per Bank policy.

Related Documents

Urdu (Soghat-e-Shireen) Urdu (Soghat-e-Shireen)

Agriculture Loan Schemes

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